For bachat gats, SHGs and co-operative funds

Transparent savings and loans for every member.

AplaFund runs bachat gats, self-help groups and co-operative funds: members, shares, monthly collections, loans with interest, meetings and a portal where every member sees their own balance.

  • Member portal
  • Automatic interest
  • Marathi and English
  • Web and mobile app
AplaFund dashboard
AplaFund dashboard on mobile

The problem

Group funds lose trust in notebooks and calculators, not in people

01

Savings in a notebook

Monthly collections are written by one person, and members cannot check their own balance.

02

Interest by hand

Loan interest and EMIs are calculated on a calculator, and every mistake becomes an argument.

03

Meetings without records

Decisions, attendance and resolutions are not written down properly.

04

Audits take weeks

Preparing statements for an audit or a bank means days of copying registers.

Product capabilities

Built for how group funds work.

A closer look at collections, loans and transparency.

Every month

Collections in minutes, not hours

Open the month, mark payments and close. AplaFund keeps the totals.

  • Pending list per month
  • UPI and cash recorded
  • Receipts for every payment
Collections in minutes, not hours
Collections in minutes, not hours on mobile

Transparency

Every member sees the truth

Members check their own savings and loans on their phone, so there are no doubts at meetings.

  • Member portal
  • Statements on demand
  • Activity log of every change
Every member sees the truth

Zero maintenance

Backups, security updates and uptime are handled by the DHRUVIX team. You just run your business.

Hosting

Secure servers in Mumbai, India

Availability

Cloud hosted, monitored around the clock

Updates

New features without reinstalling anything

Data security

Daily backups, SSL and role based access

Support

Phone and WhatsApp in Marathi, Hindi, English

Start with a free demo

Your data is yours

Export everything any time.

Committee roles

Office bearers and members see what they should.

Backed up daily

Hosted in India with daily backups and SSL.

Pricing

Simple, honest plans

Start with a free trial. We help you pick the right plan on the demo call.

Starter

For a single bachat gat

₹499/ month

  • 2 users
  • Up to 50 members
  • 10 loans per month
  • Member portal
Book a demo
Most popular

Pro

For federations and larger funds

₹1,499/ month

  • 8 users
  • Up to 500 members
  • Unlimited loans
  • Meetings module
  • Audit log
Book a demo

Enterprise

For co-operative societies

₹3,999/ month

  • Unlimited users and members
  • Everything in Pro
  • Unlimited storage
  • Remove AplaFund branding
Book a demo

Prices in INR. Taxes as applicable. Yearly plans on request.

FAQ

Questions owners ask

Yes. AplaFund works on the web and as a mobile app, and members get their own portal.

Yes. Loan schedules, EMIs and interest are calculated for you.

Yes, through the member portal.

Yes. AplaFund works in Marathi and English.

Start your transformation

See how AplaFund fits your group.

A free 30 minute demo call. We bring in your register and show you a month in AplaFund.

  • Register imported for you
  • Committee training
  • Support in Marathi
Free 30-minute demo

No obligation. We call within one working day.