Transparent savings and loans for every member.
AplaFund runs bachat gats, self-help groups and co-operative funds: members, shares, monthly collections, loans with interest, meetings and a portal where every member sees their own balance.
- Member portal
- Automatic interest
- Marathi and English
- Web and mobile app


The problem
Group funds lose trust in notebooks and calculators, not in people
01
Savings in a notebook
Monthly collections are written by one person, and members cannot check their own balance.
02
Interest by hand
Loan interest and EMIs are calculated on a calculator, and every mistake becomes an argument.
03
Meetings without records
Decisions, attendance and resolutions are not written down properly.
04
Audits take weeks
Preparing statements for an audit or a bank means days of copying registers.
Modules
Everything your fund runs on, open to every member.
Collections, loans, meetings and reports work together, and members see their own numbers.
Product capabilities
Built for how group funds work.
A closer look at collections, loans and transparency.
Every month
Collections in minutes, not hours
Open the month, mark payments and close. AplaFund keeps the totals.
- Pending list per month
- UPI and cash recorded
- Receipts for every payment


Transparency
Every member sees the truth
Members check their own savings and loans on their phone, so there are no doubts at meetings.
- Member portal
- Statements on demand
- Activity log of every change

Zero maintenance
Backups, security updates and uptime are handled by the DHRUVIX team. You just run your business.
Hosting
Secure servers in Mumbai, India
Availability
Cloud hosted, monitored around the clock
Updates
New features without reinstalling anything
Data security
Daily backups, SSL and role based access
Support
Phone and WhatsApp in Marathi, Hindi, English
Your data is yours
Export everything any time.
Committee roles
Office bearers and members see what they should.
Backed up daily
Hosted in India with daily backups and SSL.
Pricing
Simple, honest plans
Start with a free trial. We help you pick the right plan on the demo call.
Starter
For a single bachat gat
₹499/ month
- 2 users
- Up to 50 members
- 10 loans per month
- Member portal
Pro
For federations and larger funds
₹1,499/ month
- 8 users
- Up to 500 members
- Unlimited loans
- Meetings module
- Audit log
Enterprise
For co-operative societies
₹3,999/ month
- Unlimited users and members
- Everything in Pro
- Unlimited storage
- Remove AplaFund branding
Prices in INR. Taxes as applicable. Yearly plans on request.
FAQ
Questions owners ask
Yes. AplaFund works on the web and as a mobile app, and members get their own portal.
Yes. Loan schedules, EMIs and interest are calculated for you.
Yes, through the member portal.
Yes. AplaFund works in Marathi and English.
Start your transformation
See how AplaFund fits your group.
A free 30 minute demo call. We bring in your register and show you a month in AplaFund.
- Register imported for you
- Committee training
- Support in Marathi